Professional athletes, Employment related practices, Fraudulent or dishonest acts, Punitive or Exemplary damages, Aircraft, Watercraft; Owned, Leased or Borrowed Auto Liability. Worker's Compensation, Nuclear Energy Liability, abuse & molestation*, and liability for occurrence prior to the effective date of coverage.
*Coverage may be applied for at an additional cost and is subject to underwriting approval.
Each participant, coach, manager, trainer or on-ice official is covered while practicing or competing in a covered activity of the policyholder during the covered season or event.
If the first Eligible Expense is incurred within 26 weeks from the date of a covered Accident, we will pay up to the Total Maximum Benefit Amount as shown on the Schedule of Benefits, subject to the Deductible Amount, and that are in excess of expenses payable by any other health care plan.
If the first usual and customary charges for services or supplies which are incurred by the covered person for the medically necessary treatment of an injury are incurred within 26 weeks from the date of the covered accident and $50,000 of eligible expenses are incurred within 2 years after the date of the accident, we will pay up to the maximum benefit amount as shown in the policies schedule of benefits, subject to the deductible amount and that are in excess of expenses payable by any other health care plan.
Intentionally self-inflicted injury, voluntary self-administration of any drug or chemical substance not prescribed by a physician, commission of a felony, riot, act of war, eyeglasses, contact lenses, hearing aids. Expenses covered by workers compensation.
This Information is for illustrative purposes only, see policy for complete details of coverage.